Finance Center

Welcome to the Finance Center at Shottenkirk Mount Pleasant

Let Our Team Make Your Dream Car a Reality

When you shop at Shottenkirk Mount Pleasant, you'll find that our team's first priority is you. We understand that the path to car ownership can be a stressful one and that's why we're committed to making the journey easier and more enjoyable than ever. For many of our Mt. Pleasant, Washington IA, Burlington IA, Fairfield IA and Keokuk area customers, that means helping them to do far more than simply choose a new or used car that perfectly complements their lifestyle.

Whether you plan on leasing or financing your next vehicle, our Finance Center team is here to help make your dream car a reality. Not only will you be able to choose from a host of new and used vehicles, including exciting models such as the Ram 1500, Jeep Cherokee, Jeep Renegade and the Chrysler 300 but you'll also be able to choose from a variety of advantageous leasing and financing offers. We understand how confusing it can be to structure a leasing or financing program that fits within your monthly budget and that's why we're committed to walking each of our customers through the entire car buying process.

Would you like to learn more about what our Finance Center team can do for you? If you would, we invite you to swing by our showroom in Mt. Pleasant, IA today. We'll be more than happy to help you choose a new or used Chrysler, Dodge, Jeep or Ram and will gladly help you to navigate the path to car ownership with absolute ease. Here at Shottenkirk Mount Pleasant, our team is proud to satisfy the many automotive needs of our Mt. Pleasant, Washington IA, Burlington IA, Fairfield IA and Keokuk area customers and we look forward to welcoming you in to our showroom soon.

Buying vs. Leasing?

Confused whether you should buy or lease your next vehicle? Don't worry. The financial experts at Shottenkirk Mount Pleasant are here for you to go over your options today. Our finance department has years of experience and knowledge to find you the best plans and options available. We understand each customer's situation is different, and we will work to find you the best financial strategy to get you on the road today.

Advantages of Buying and Leasing

Deciding whether you should buy or lease your next vehicle can be quite confusing. Both options come with pros and cons to be considered before making your choice. One of the major benefits of buying is that customers will eventually own their vehicle once payments are concluded. Other benefits include the ability to make vehicle modifications, buying is typically a more economical choice in the long run, and customers have more flexibility to sell their vehicle. When considering leasing options, there are plenty of benefits as well. Benefits of leasing include lower monthly payments, customers often have the ability to get a higher-end model at a lower costs, fewer repair fees, and the ability to trade in your lease every 2-3 years.

Disadvantages of Buying and Leasing

Both buying and leasing come with disadvantages to consider, too. A few negative aspects to buying are higher monthly payments, vehicle depreciation, customers are responsible for repair costs after their warranties expire, and a higher initial down payment. Cons of leasing include a driving mileage limit, pricey lease termination charges, unexpected wear-and-tear charges, and the fact that customers will not own the vehicle at the end of the lease.

Should You Buy or Lease?

The option to buy is great for customers looking to keep their vehicle for the long term or those looking to customize their vehicle and make it their own. Leasing options are excellent for those looking to have an updated model every year and aren't ready for the commitment of vehicle ownership.

Ultimately, the decision to buy or lease is an individual decision that you should discuss with the finance department here at Shottenkirk Mount Pleasant. We are here for all of our loyal Mount Pleasant, IA area customers to answer your questions and assist you today. We have a vast new inventory of cars, trucks, and SUVs in stock and ready for you. Stop by and speak with our experts about your options today!


Check out our current lease offers for each of our brands

Ram Lease Deals
Jeep Lease Deals
Dodge Lease Deals
Chrysler Lease Deals
 

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Contact

Shottenkirk Mount Pleasant

2301 East Washington
Directions Mt Pleasant, IA 52641

  • Sales: (888) 386-9351
  • Service: (888) 744-1362
  • Parts: (888) 668-8603

Hours

  • Monday 8:30am-8:00pm
  • Tuesday 8:30am-8:00pm
  • Wednesday 8:30am-8:00pm
  • Thursday 8:30am-8:00pm
  • Friday 8:30am-8:00pm
  • Saturday 8:30am-5:00pm
  • Sunday Closed